CFNA Advertising Language

6 Months Interest Free*
Below is the disclaimer that must be included in any advertising that mentions “6 Months Interest Free”. “MINIMUM MONTHLY PAYMENTS REQUIRED” must be bolded within the disclaimer. It can be combined with other disclaimers (i.e. shop fees, warranty, tread wear, or any other disclaimers), but must start on its own line. The consistent use of a single asterisk (*) is preferred.

Approved Advertising Language:

6 Months Interest Free* On purchases of $399 or more.

CFNA Disclaimer:
*Finance charges waived on qualifying Promotional Credit Plan purchases of $399 or more that are made January 7 through March 3, 2007 and are paid in full within 6 months. MINIMUM MONTHLY PAYMENTS REQUIRED. Regular Rate: 21.84% APR. Delinquency Rate: 24.84% APR. Minimum Finance Charge: $1.00. CFNA reserves the right to change APR, fees and other terms unilaterally.

Example of CFNA disclaimer being used in conjunction with another footnote:
Shop supply charges in the amount of X% of labor charges will be added to invoices greater than $X. These charges will not exceed $X and represent costs and profits. Specific product offerings and tread designs may vary. All warranties apply only to original owner on originally installed vehicle. See retailer for details, restrictions and copy of each limited warranty.

*Finance charges waived on qualifying Promotional Credit Plan purchases of $399 or more that are made January 7 through March 3, 2007 and are paid in full within 6 months. MINIMUM MONTHLY PAYMENTS REQUIRED. Regular Rate: 21.84% APR. Delinquency Rate: 24.84% APR. Minimum Finance Charge: $1.00. CFNA reserves the right to change APR, fees and other terms unilaterally.